XLF vs FNCL

AXLF

BFNCL

Measures won1–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$16,157XLF · FNCL $16,077

Lowest cost0.08%XLF · $8 on $10k

Most income1.55%FNCL · $155 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common83.8%XLF and FNCL

XLF

FNCL

State Street Financial Select Sector SPDR ETF · $53.8BFidelity MSCI Financials Index ETF · $2.2B

+24.7%3 years · per year$19,384 · $19,633+25.2%

+10.1%5 years · per year$16,157 · $16,077+10.0%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

1.40%12-mo yield$140 · $155 on $10k1.55%

−14.8%Worst dropSmaller wins−14.8%

15.0%VolatilityLower wins15.0%

1–2FNCL wins

$10,000 · 5 yearsOne scale

Shared top holdingsXLF · FNCL

11.2%JPM10.0%

12.9%BRK-B8.8%

8.9%V7.8%

6.5%MA5.9%

Held in common83.8%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.55%	+3.4%	+8.9%	+15.0%	+25.2%	+10.0%	−14.8%	$2.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs FNCL

XLF

Financial Select Sector SPDR

$16,157

FNCL

Fidelity MSCI Financials Index

$16,077

MeasureXLFFNCL

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield1.40%1.55%

5 years, per year+10.1%+10.0%

3 years, per year+24.7%+25.2%

Worst drop · 1Y−14.8%−14.8%

Volatility · 1Y15.0%15.0%

2–1measures won
FNCL first

83.8%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: XLF, FNCL

Today

83.8%most shared, XLF and FNCL

XLFFNCL

XLF—83.8%

FNCL83.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee