XLF vs FNCL

AXLF

BFNCL

Measures won1–2FNCL wins · of 6 · 5Y

$10,000 · 5Y$20,649VGT · XLF $15,474

Lowest cost0.08%XLF · $8 on $10k

Most income1.59%FNCL · $159 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common83.8%XLF and FNCL

XLF

FNCL

State Street Financial Select Sector SPDR ETF · $55.5BFidelity MSCI Financials Index ETF · $2.3B

+23.0%3 years · per year$18,620 · $18,881+23.6%

+9.2%5 years · per year$15,503 · $15,425+9.1%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

1.44%12-mo yield$144 · $159 on $10k1.59%

−14.8%Worst dropSmaller wins−14.8%

15.3%VolatilityLower wins15.3%

1–2FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · FNCL

11.2%JPM10.0%

12.9%BRK-B9.0%

8.9%V7.8%

6.5%MA5.9%

Held in common83.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	−7.3%	+14.0%	+11.1%	+28.8%	+15.4%	−17.5%	$154.5B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
3	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	−7.3%	+14.0%	+11.1%	+28.8%	+15.4%	−17.5%	$154.5B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
3	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs FNCL

XLF

Financial Select Sector SPDR

$15,503

FNCL

Fidelity MSCI Financials Index

$15,425

MeasureXLFFNCL

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield1.44%1.59%

5 years, per year+9.2%+9.1%

3 years, per year+23.0%+23.6%

Worst drop · 1Y−14.8%−14.8%

Volatility · 1Y15.3%15.3%

2–1measures won
FNCL first

83.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 6, 2026

Overlap: XLF, FNCL, VGT

Today

83.8%most shared, XLF and FNCL

XLFFNCLVGT

XLF—83.8%0.0%

FNCL83.8%—0.0%

VGT0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$151most kept, FNCL

FNCL$159 − $8 = $151

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee