XLF vs IAU

AXLF

BIAU

Measures won4–2XLF wins · of 6 · 5Y

$10,000 · 5Y$22,809IAU · XLF $15,690

Lowest cost0.08%XLF · $8 on $10k

Most income1.42%XLF · $142 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common[…]XLF and IAU

XLF

IAU

State Street Financial Select Sector SPDR ETF · $53.4BiShares Gold Trust · $60.0B

+22.2%3 years · per year$18,230 · $20,686+27.4%

+9.4%5 years · per year$15,690 · $22,809+17.9%

0.08%Expense ratio$8 · $25 on $10k · lower wins0.25%

1.42%12-mo yield$142 · $0 on $10k0.00%

−14.8%Worst dropSmaller wins−28.2%

15.3%VolatilityLower wins28.9%

4–2XLF wins

$10,000 · 5 yearsOne scale

Shared top holdingsXLF · IAU

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIAU	iShares Gold TrustRead Desk		0.25%	0.00%	+1.8%	−4.2%	+3.7%	+27.4%	+17.9%	−28.2%	$60.0B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIAU	iShares Gold TrustRead Desk		0.25%	0.00%	+1.8%	−4.2%	+3.7%	+27.4%	+17.9%	−28.2%	$60.0B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs IAU

XLF

Financial Select Sector SPDR

$15,690

IAU

iShares Gold Trust

$22,809

MeasureXLFIAU

Fee0.08%0.25%

Cost on $10k a year$8$25

Yield1.42%0.00%

5 years, per year+9.4%+17.9%

3 years, per year+22.2%+27.4%

Worst drop · 1Y−14.8%−28.2%

Volatility · 1Y15.3%28.9%

4–2measures won
XLF first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: XLF, IAU

Today

[…]holdings […]

XLFIAU

XLF—[…]

IAU[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

IAU$0 − $25 = −$25

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee