XLF vs IUSB

AXLF

BIUSB

Measures won2–4IUSB wins · of 6 · 5Y

$10,000 · 5Y$15,474XLF · IUSB $10,138

Lowest cost0.03%BND · $3 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]XLF and IUSB

XLF

IUSB

State Street Financial Select Sector SPDR ETF · $55.5BiShares Core Universal USD Bond ETF · $50.4B

+22.5%3 years · per year$18,391 · $11,774+5.6%

+9.1%5 years · per year$15,474 · $10,138+0.3%

0.08%Expense ratio$8 · $6 on $10k · lower wins0.06%

1.44%12-mo yield$144 · $434 on $10k4.34%

−14.8%Worst dropSmaller wins−4.3%

15.3%VolatilityLower wins3.9%

2–4IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs IUSB

XLF

Financial Select Sector SPDR

$15,474

IUSB

iShares Core Universal USD Bond

$10,138

MeasureXLFIUSB

Fee0.08%0.06%

Cost on $10k a year$8$6

Yield1.44%4.34%

5 years, per year+9.1%+0.3%

3 years, per year+22.5%+5.6%

Worst drop · 1Y−14.8%−4.3%

Volatility · 1Y15.3%3.9%

4–2measures won
IUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XLF, IUSB, BND

Today

[…]holdings […]

XLFIUSBBND

XLF—[…][…]

IUSB[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

BND$412 − $3 = $409

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee