XLF vs KBWB

AXLF

BKBWB

Measures won4–2XLF wins · of 6 · 5Y

$10,000 · 5Y$26,887XLE · VGT $22,178

Lowest cost0.08%XLF · $8 on $10k

Most income2.28%XLE · $228 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common33.5%XLF and KBWB

XLF

KBWB

State Street Financial Select Sector SPDR ETF · $54.2BInvesco KBW Bank ETF · $6.8B

+24.0%3 years · per year$19,057 · $26,186+37.8%

+9.0%5 years · per year$15,353 · $14,091+7.1%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

1.44%12-mo yield$144 · $210 on $10k2.10%

−14.8%Worst dropSmaller wins−16.4%

14.6%VolatilityLower wins20.0%

4–2XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXLF · KBWB

11.4%JPM8.1%

4.1%BAC6.8%

3.4%GS7.4%

3.2%WFC8.4%

Held in common33.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.41%	+1.3%	+22.8%	+16.8%	+32.7%	+17.3%	−15.8%	$154.5B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
4	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.10%	−0.5%	+7.5%	+18.3%	+37.8%	+7.1%	−16.4%	$6.8B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.41%	+1.3%	+22.8%	+16.8%	+32.7%	+17.3%	−15.8%	$154.5B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
4	BKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.10%	−0.5%	+7.5%	+18.3%	+37.8%	+7.1%	−16.4%	$6.8B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs KBWB

XLF

Financial Select Sector SPDR

$15,353

KBWB

Invesco KBW Bank

$14,091

MeasureXLFKBWB

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield1.44%2.10%

5 years, per year+9.0%+7.1%

3 years, per year+24.0%+37.8%

Worst drop · 1Y−14.8%−16.4%

Volatility · 1Y14.6%20.0%

4–2measures won
XLF first

33.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+22.8%

+23.0%Year to date+22.8%

0.08% · $8Fee · on $10k a year0.09% · $9

$115BAssets$155B

2–0XLK wins

End-of-day Nov 3, 2026

XLE vs VDE

YTD

SPDRXLE

+52.1%

VDEVanguard

+50.3%

+52.1%Year to date+50.3%

2.3%Yield2.2%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: XLF, KBWB, VGT, XLE

Today

33.5%most shared, XLF and KBWB

XLFKBWBVGTXLE

XLF—33.5%0.0%0.0%

KBWB33.5%—0.0%0.0%

VGT0.0%0.0%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$220most kept, XLE

XLE$228 − $8 = $220

KBWB$210 − $35 = $175

XLF$144 − $8 = $136

VGT$41 − $9 = $32

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee