XLF vs REAI

AXLF

BREAI

Measures won2–3REAI wins · of 6 · 5Y

$10,000 · 5Y$25,404XLE · XLF $15,503

Lowest cost0.08%XLF · $8 on $10k

Most income2.47%XLE · $247 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common0.0%XLF and REAI

XLF

REAI

State Street Financial Select Sector SPDR ETF · $53.8BIntelligent Real Estate ETF · $1M

+23.0%3 years · per year$18,620 · $13,305+10.0%

+9.2%5 years · per year$15,503 · […][…]

0.08%Expense ratio$8 · $59 on $10k · lower wins0.59%

1.44%12-mo yield$144 · $238 on $10k2.38%

−14.8%Worst dropSmaller wins−10.2%

15.3%VolatilityLower wins15.0%

2–3REAI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · REAI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$44.1B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
3	BREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.38%	−2.9%	+10.0%	+4.1%	+10.0%	new	−10.2%	$1M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$44.1B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
3	BREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.38%	−2.9%	+10.0%	+4.1%	+10.0%	new	−10.2%	$1M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs REAI

XLF

Financial Select Sector SPDR

$15,503

REAI

Intelligent Real Estate

[…]

MeasureXLFREAI

Fee0.08%0.59%

Cost on $10k a year$8$59

Yield1.44%2.38%

5 years, per year+9.2%[…]

3 years, per year+23.0%+10.0%

Worst drop · 1Y−14.8%−10.2%

Volatility · 1Y15.3%15.0%

3–2measures won
REAI first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: XLF, REAI, XLE

Today

0.0%most shared, XLF and REAI

XLFREAIXLE

XLF—0.0%0.0%

REAI0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

REAI$238 − $59 = $179

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee