XLF vs SCHD

AXLF

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$25,568XLE · SCHD $16,267

Lowest cost0.06%SCHD · $6 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common3.4%XLF and SCHD

XLF

SCHD

State Street Financial Select Sector SPDR ETF · $55.5BSchwab U.S. Dividend Equity ETF · $120B

+22.5%3 years · per year$18,391 · $17,266+20.0%

+9.1%5 years · per year$15,474 · $16,267+10.2%

0.08%Expense ratio$8 · $6 on $10k · lower wins0.06%

1.44%12-mo yield$144 · $300 on $10k3.00%

−14.8%Worst dropSmaller wins−6.9%

15.3%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · SCHD

1.1%BX2.1%

0.6%FITB1.2%

0.4%ARES0.7%

0.4%CINF0.7%

Held in common3.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	0.0%	+40.6%	+45.0%	+16.8%	+20.7%	−15.0%	$42.0B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	0.0%	+40.6%	+45.0%	+16.8%	+20.7%	−15.0%	$42.0B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs SCHD

XLF

Financial Select Sector SPDR

$15,474

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureXLFSCHD

Fee0.08%0.06%

Cost on $10k a year$8$6

Yield1.44%3.00%

5 years, per year+9.1%+10.2%

3 years, per year+22.5%+20.0%

Worst drop · 1Y−14.8%−6.9%

Volatility · 1Y15.3%11.7%

5–1measures won
SCHD first

3.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XLF, SCHD, XLE

Today

14.2%most shared, SCHD and XLE

XLFSCHDXLE

XLF—3.4%0.0%

SCHD3.4%—14.2%

XLE0.0%14.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

XLE$247 − $8 = $239

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee