XLF vs SGOV

AXLF

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,503XLF · SGOV $12,086

Lowest cost0.08%XLF · $8 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]XLF and SGOV

XLF

SGOV

State Street Financial Select Sector SPDR ETF · $55.5BiShares 0-3 Month Treasury Bond ETF · $117B

+23.0%3 years · per year$18,620 · $11,417+4.5%

+9.2%5 years · per year$15,503 · $12,086+3.9%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.44%12-mo yield$144 · $363 on $10k3.63%

−14.8%Worst dropSmaller wins0.0%

15.3%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsXLF · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk		0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk		0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs SGOV

XLF

Financial Select Sector SPDR

$15,503

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureXLFSGOV

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.44%3.63%

5 years, per year+9.2%+3.9%

3 years, per year+23.0%+4.5%

Worst drop · 1Y−14.8%+0.0%

Volatility · 1Y15.3%0.2%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: XLF, SGOV

Today

[…]holdings […]

XLFSGOV

XLF—[…]

SGOV[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee