XLF vs VCIT

AXLF

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$15,690XLF · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]XLF and VCIT

XLF

VCIT

State Street Financial Select Sector SPDR ETF · $53.4BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+22.2%3 years · per year$18,230 · $12,129+6.6%

+9.4%5 years · per year$15,690 · $10,510+1.0%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.42%12-mo yield$142 · $502 on $10k5.02%

−14.8%Worst dropSmaller wins−4.9%

15.3%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs VCIT

XLF

Financial Select Sector SPDR

$15,690

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureXLFVCIT

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.42%5.02%

5 years, per year+9.4%+1.0%

3 years, per year+22.2%+6.6%

Worst drop · 1Y−14.8%−4.9%

Volatility · 1Y15.3%4.5%

4–2measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: XLF, VCIT, BND

Today

[…]holdings […]

XLFVCITBND

XLF—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee