XLF vs VCIT

AXLF

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$25,404XLE · XLF $15,503

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]XLF and VCIT

XLF

VCIT

State Street Financial Select Sector SPDR ETF · $55.5BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+23.0%3 years · per year$18,620 · $12,368+7.3%

+9.2%5 years · per year$15,503 · $10,508+1.0%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.44%12-mo yield$144 · $502 on $10k5.02%

−14.8%Worst dropSmaller wins−4.9%

15.3%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$42.0B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$42.0B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs VCIT

XLF

Financial Select Sector SPDR

$15,503

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureXLFVCIT

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.44%5.02%

5 years, per year+9.2%+1.0%

3 years, per year+23.0%+7.3%

Worst drop · 1Y−14.8%−4.9%

Volatility · 1Y15.3%4.5%

4–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: XLF, VCIT, XLE

Today

0.0%most shared, XLF and XLE

XLFVCITXLE

XLF—[…]0.0%

VCIT[…]—[…]

XLE0.0%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

XLE$247 − $8 = $239

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee