XLF vs VTI

AXLF

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$16,375VTI · XLF $15,474

Lowest cost0.03%VTI · $3 on $10k

Most income1.44%XLF · $144 on $10k

Smallest drop−8.9%VTI · worst fall in 1Y

Held in common10.1%XLF and VTI

XLF

VTI

State Street Financial Select Sector SPDR ETF · $55.5BVanguard Morningstar Total Stock Market ETF · $689B

+22.5%3 years · per year$18,391 · $18,004+21.7%

+9.1%5 years · per year$15,474 · $16,375+10.4%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.44%12-mo yield$144 · $109 on $10k1.09%

−14.8%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.7%

2–4VTI wins

$10,000 · 5 yearsOne scale

Shared top holdingsXLF · VTI

13.2%BRK-B1.2%

11.1%JPM1.2%

8.9%V0.8%

6.5%MA0.6%

Held in common10.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs VTI

XLF

Financial Select Sector SPDR

$15,474

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureXLFVTI

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.44%1.09%

5 years, per year+9.1%+10.4%

3 years, per year+22.5%+21.7%

Worst drop · 1Y−14.8%−8.9%

Volatility · 1Y15.3%13.7%

4–2measures won
VTI first

10.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XLF, VTI

Today

10.1%most shared, XLF and VTI

XLFVTI

XLF—10.1%

VTI10.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee