XLF vs VXUS

AXLF

BVXUS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,690XLF · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income2.42%IEMG · $242 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.0%XLF and VXUS

XLF

VXUS

State Street Financial Select Sector SPDR ETF · $53.4BVanguard Total International Stock ETF · $163B

+22.2%3 years · per year$18,230 · $17,060+19.5%

+9.4%5 years · per year$15,690 · $14,758+8.1%

0.08%Expense ratio$8 · $5 on $10k · lower wins0.05%

1.42%12-mo yield$142 · $239 on $10k2.39%

−14.8%Worst dropSmaller wins−11.3%

15.3%VolatilityLower wins17.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · VXUS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
2	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
2	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs VXUS

XLF

Financial Select Sector SPDR

$15,690

VXUS

Vanguard Total International Stock

$14,758

MeasureXLFVXUS

Fee0.08%0.05%

Cost on $10k a year$8$5

Yield1.42%2.39%

5 years, per year+9.4%+8.1%

3 years, per year+22.2%+19.5%

Worst drop · 1Y−14.8%−11.3%

Volatility · 1Y15.3%17.9%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: XLF, VXUS, IEMG

Today

24.9%most shared, VXUS and IEMG

XLFVXUSIEMG

XLF—0.0%0.0%

VXUS0.0%—24.9%

IEMG0.0%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee