XLK vs SCHD
5YState Street Technology Select Sector SPDR ETF · $110BSchwab U.S. Dividend Equity ETF · $122B
+27.0%3 years · per year$20,484 · $17,123+19.6%
+17.1%5 years · per year$21,984 · $16,459+10.5%
0.08%Expense ratio$8 · $6 on $10k · lower wins0.06%
0.49%12-mo yield$49 · $296 on $10k2.96%
−19.6%Worst dropSmaller wins−6.9%
28.6%VolatilityLower wins11.8%
2–4SCHD wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsXLK · SCHD
1.7%TXN4.3%
1.2%QCOM3.9%
1.1%ACN3.8%
Held in common3.9%
End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two