XLK vs VTI
5YState Street Technology Select Sector SPDR ETF · $108BVanguard Morningstar Total Stock Market ETF · $689B
+26.2%3 years · per year$20,083 · $18,004+21.7%
+16.2%5 years · per year$21,164 · $16,375+10.4%
0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%
0.51%12-mo yield$51 · $109 on $10k1.09%
−19.6%Worst dropSmaller wins−8.9%
28.5%VolatilityLower wins13.7%
2–4VTI wins
$10,000 · 5 yearsOne scale
Shared top holdingsXLK · VTI
14.8%NVDA7.1%
16.9%AAPL6.6%
13.4%MSFT5.2%
4.7%AVGO2.3%
Held in common35.1%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two