XLP vs SPY

AXLP

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income2.41%XLP · $241 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common5.0%XLP and SPY

XLP

SPY

State Street Consumer Staples Select Sector SPDR ETF · $14.9BState Street SPDR S&P 500 ETF · $805B

+13.4%3 years · per year$14,584 · $18,174+22.0%

+7.9%5 years · per year$14,602 · $17,099+11.3%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

2.41%12-mo yield$241 · $103 on $10k1.03%

−9.7%Worst dropSmaller wins−8.9%

15.7%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLP · SPY

11.4%WMT0.9%

9.2%COST0.7%

7.7%PG0.6%

7.4%KO0.6%

Held in common5.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AXLP	State Street Consumer Staples Select Sector SPDR ETFRead Desk	0.08%	2.41%	−0.8%	+19.7%	+23.4%	+13.4%	+7.9%	−9.7%	$14.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AXLP	State Street Consumer Staples Select Sector SPDR ETFRead Desk	0.08%	2.41%	−0.8%	+19.7%	+23.4%	+13.4%	+7.9%	−9.7%	$14.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLP vs SPY

XLP

Consumer Staples Select Sector SPDR

$14,602

SPY

SPDR S&P 500

$17,099

MeasureXLPSPY

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield2.41%1.03%

5 years, per year+7.9%+11.3%

3 years, per year+13.4%+22.0%

Worst drop · 1Y−9.7%−8.9%

Volatility · 1Y15.7%13.6%

4–2measures won
SPY first

5.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: XLP, SPY, IVV

Today

99.9%most shared, SPY and IVV

XLPSPYIVV

XLP—5.0%5.0%

SPY5.0%—99.9%

IVV5.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$233most kept, XLP

XLP$241 − $8 = $233

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee