XLP vs VTI
5YState Street Consumer Staples Select Sector SPDR ETF · $15.3BVanguard Morningstar Total Stock Market ETF · $689B
+13.0%3 years · per year$14,410 · $18,004+21.7%
+7.6%5 years · per year$14,429 · $16,375+10.4%
0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%
2.44%12-mo yield$244 · $109 on $10k1.09%
−9.7%Worst dropSmaller wins−8.9%
15.7%VolatilityLower wins13.7%
1–5VTI wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsXLP · VTI
11.4%WMT0.6%
9.4%COST0.6%
7.7%PG0.5%
7.4%KO0.5%
Held in common3.9%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two