XLP vs XRT

AXLP

BXRT

Measures won5–1XLP wins · of 6 · 5Y

$10,000 · 5Y$15,353XLF · XLP $14,200

Lowest cost0.08%XLP · $8 on $10k

Most income2.47%XLP · $247 on $10k

Smallest drop−9.7%XLP · worst fall in 1Y

Held in common10.2%XLP and XRT

XLP

XRT

State Street Consumer Staples Select Sector SPDR ETF · $15.4BState Street SPDR S&P Retail ETF · $439M

+13.2%3 years · per year$14,489 · $15,888+16.7%

+7.3%5 years · per year$14,200 · $10,207+0.4%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

2.47%12-mo yield$247 · $84 on $10k0.84%

−9.7%Worst dropSmaller wins−13.5%

15.3%VolatilityLower wins20.6%

5–1XLP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLP · XRT

2.2%KR1.6%

11.1%WMT1.5%

1.5%DLTR1.5%

9.1%COST1.5%

Held in common10.2%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AXLP	State Street Consumer Staples Select Sector SPDR ETFRead Desk	0.08%	2.47%	−2.1%	+16.7%	+19.8%	+13.2%	+7.3%	−9.7%	$15.4B
3	BXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.84%	−1.9%	+4.8%	+10.6%	+16.7%	+0.4%	−13.5%	$439M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
2	AXLP	State Street Consumer Staples Select Sector SPDR ETFRead Desk	0.08%	2.47%	−2.1%	+16.7%	+19.8%	+13.2%	+7.3%	−9.7%	$15.4B
3	BXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.84%	−1.9%	+4.8%	+10.6%	+16.7%	+0.4%	−13.5%	$439M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLP vs XRT

XLP

Consumer Staples Select Sector SPDR

$14,200

XRT

SPDR S&P Retail

$10,207

MeasureXLPXRT

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield2.47%0.84%

5 years, per year+7.3%+0.4%

3 years, per year+13.2%+16.7%

Worst drop · 1Y−9.7%−13.5%

Volatility · 1Y15.3%20.6%

5–1measures won
XLP first

10.2%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: XLP, XRT, XLF

Today

10.2%most shared, XLP and XRT

XLPXRTXLF

XLP—10.2%0.0%

XRT10.2%—0.0%

XLF0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$239most kept, XLP

XLP$247 − $8 = $239

XLF$144 − $8 = $136

XRT$84 − $35 = $49

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee