XLU vs SPY

AXLU

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · XLU $14,970

Lowest cost0.08%XLU · $8 on $10k

Most income2.81%XLU · $281 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.1%XLU and SPY

XLU

SPY

State Street Utilities Select Sector SPDR ETF · $24.0BState Street SPDR S&P 500 ETF · $819B

+16.0%3 years · per year$15,627 · $18,039+21.7%

+8.4%5 years · per year$14,971 · $17,118+11.3%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

2.81%12-mo yield$281 · $103 on $10k1.03%

−16.1%Worst dropSmaller wins−8.9%

15.7%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsXLU · SPY

13.5%NEE0.3%

7.9%SO0.2%

7.5%DUK0.2%

5.8%CEG0.1%

Held in common2.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AXLU	State Street Utilities Select Sector SPDR ETFRead Desk		0.08%	2.81%	−0.4%	+3.1%	−0.2%	+16.0%	+8.4%	−16.1%	$24.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AXLU	State Street Utilities Select Sector SPDR ETFRead Desk		0.08%	2.81%	−0.4%	+3.1%	−0.2%	+16.0%	+8.4%	−16.1%	$24.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLU vs SPY

XLU

Utilities Select Sector SPDR

$14,971

SPY

SPDR S&P 500

$17,118

MeasureXLUSPY

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield2.81%1.03%

5 years, per year+8.4%+11.3%

3 years, per year+16.0%+21.7%

Worst drop · 1Y−16.1%−8.9%

Volatility · 1Y15.7%13.6%

4–2measures won
SPY first

2.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XLU, SPY

Today

2.1%most shared, XLU and SPY

XLUSPY

XLU—2.1%

SPY2.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$273most kept, XLU

XLU$281 − $8 = $273

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee