XLUI vs IVV

AXLUI

BIVV

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income15.54%XLUI · $1,554 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%XLUI and IVV

XLUI

IVV

State Street Utilities Select Sector SPDR Premium Income ETF · $68MiShares Core S&P 500 ETF · $850B

[…]3 years · per year[…] · $18,221+22.1%

[…]5 years · per year[…] · $17,151+11.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

15.54%12-mo yield$1,554 · $114 on $10k1.14%

−12.3%Worst dropSmaller wins−8.9%

12.1%VolatilityLower wins13.6%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLUI · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AXLUI	State Street Utilities Select Sector SPDR Premium Income ETFRead Desk	0.35%	15.54%	−0.5%	+7.0%	+5.0%	new	new	−12.3%	$68M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AXLUI	State Street Utilities Select Sector SPDR Premium Income ETFRead Desk	0.35%	15.54%	−0.5%	+7.0%	+5.0%	new	new	−12.3%	$68M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLUI vs IVV

XLUI

Utilities Select Sector SPDR Premium Income

[…]

IVV

iShares Core S&P 500

$17,151

MeasureXLUIIVV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield15.54%1.14%

5 years, per year[…]+11.4%

3 years, per year[…]+22.1%

Worst drop · 1Y−12.3%−8.9%

Volatility · 1Y12.1%13.6%

2–2measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: XLUI, IVV, SPY

Today

99.9%most shared, IVV and SPY

XLUIIVVSPY

XLUI—0.0%0.0%

IVV0.0%—99.9%

SPY0.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,519most kept, XLUI

XLUI$1,554 − $35 = $1,519

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee