XLY vs FDIS

AXLY

BFDIS

Measures won4–1XLY wins · of 6 · 5Y

$10,000 · 5Y$21,281VGT · XLY $12,323

Lowest cost0.08%XLY · $8 on $10k

Most income0.77%XLY · $77 on $10k

Smallest drop−15.0%XLY · worst fall in 1Y

Held in common75.2%XLY and FDIS

XLY

FDIS

State Street Consumer Discretionary Select Sector SPDR ETF · $22.7BFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+16.2%3 years · per year$15,705 · $15,592+16.0%

+4.3%5 years · per year$12,323 · $12,238+4.1%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

0.77%12-mo yield$77 · $74 on $10k0.74%

−15.0%Worst dropSmaller wins−15.5%

19.9%VolatilityLower wins19.7%

4–1XLY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLY · FDIS

22.6%AMZN22.3%

16.5%TSLA15.0%

5.6%HD5.1%

4.7%MCD3.0%

Held in common75.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	AXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk	0.08%	0.77%	+2.9%	+2.0%	+3.6%	+16.2%	+4.3%	−15.0%	$22.7B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.74%	+3.1%	+3.2%	+5.0%	+16.0%	+4.1%	−15.5%	$1.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	AXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk	0.08%	0.77%	+2.9%	+2.0%	+3.6%	+16.2%	+4.3%	−15.0%	$22.7B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.74%	+3.1%	+3.2%	+5.0%	+16.0%	+4.1%	−15.5%	$1.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLY vs FDIS

XLY

Consumer Discretionary Select Sector SPDR

$12,323

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,238

MeasureXLYFDIS

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield0.77%0.74%

5 years, per year+4.3%+4.1%

3 years, per year+16.2%+16.0%

Worst drop · 1Y−15.0%−15.5%

Volatility · 1Y19.9%19.7%

4–1measures won
XLY first

75.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: XLY, FDIS, VGT

Today

75.2%most shared, XLY and FDIS

XLYFDISVGT

XLY—75.2%0.0%

FDIS75.2%—0.0%

VGT0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$69most kept, XLY

XLY$77 − $8 = $69

FDIS$74 − $8 = $66

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee