XRT vs FDIS

AXRT

BFDIS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,774FDIS · XRT $11,026

Lowest cost0.08%FDIS · $8 on $10k

Most income0.79%XRT · $79 on $10k

Smallest drop−13.5%XRT · worst fall in 1Y

Held in common13.9%XRT and FDIS

XRT

FDIS

State Street SPDR S&P Retail ETF · $439MFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+18.6%3 years · per year$16,670 · $16,516+18.2%

+2.0%5 years · per year$11,026 · $12,774+5.0%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

0.79%12-mo yield$79 · $73 on $10k0.73%

−13.5%Worst dropSmaller wins−15.5%

21.3%VolatilityLower wins19.4%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsXRT · FDIS

1.5%TJX2.3%

1.3%AMZN21.6%

1.4%ORLY1.2%

1.4%ROST1.2%

Held in common13.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk		0.08%	0.73%	+4.1%	+4.4%	+3.1%	+18.2%	+5.0%	−15.5%	$1.6B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$439M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk		0.08%	0.73%	+4.1%	+4.4%	+3.1%	+18.2%	+5.0%	−15.5%	$1.6B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$439M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs FDIS

XRT

SPDR S&P Retail

$11,026

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,774

MeasureXRTFDIS

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield0.79%0.73%

5 years, per year+2.0%+5.0%

3 years, per year+18.6%+18.2%

Worst drop · 1Y−13.5%−15.5%

Volatility · 1Y21.3%19.4%

3–3measures won
level

13.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: XRT, FDIS

Today

13.9%most shared, XRT and FDIS

XRTFDIS

XRT—13.9%

FDIS13.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$65most kept, FDIS

FDIS$73 − $8 = $65

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee