XRT vs FDIS

AXRT

BFDIS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$25,404XLE · FDIS $12,115

Lowest cost0.08%FDIS · $8 on $10k

Most income2.47%XLE · $247 on $10k

Smallest drop−13.5%XRT · worst fall in 1Y

Held in common14.0%XRT and FDIS

XRT

FDIS

State Street SPDR S&P Retail ETF · $413MFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+17.2%3 years · per year$16,079 · $15,748+16.3%

+1.0%5 years · per year$10,527 · $12,115+3.9%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

0.82%12-mo yield$82 · $76 on $10k0.76%

−13.5%Worst dropSmaller wins−15.5%

21.4%VolatilityLower wins19.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXRT · FDIS

1.5%TJX2.3%

1.3%AMZN22.0%

1.4%ROST1.2%

1.4%ORLY1.2%

Held in common14.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$44.1B
2	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−3.9%	+0.3%	+0.9%	+16.3%	+3.9%	−15.5%	$1.6B
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.82%	−2.8%	+7.5%	+15.0%	+17.2%	+1.0%	−13.5%	$413M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	−3.0%	+40.6%	+45.4%	+16.7%	+20.5%	−15.0%	$44.1B
2	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−3.9%	+0.3%	+0.9%	+16.3%	+3.9%	−15.5%	$1.6B
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.82%	−2.8%	+7.5%	+15.0%	+17.2%	+1.0%	−13.5%	$413M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs FDIS

XRT

SPDR S&P Retail

$10,527

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,115

MeasureXRTFDIS

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield0.82%0.76%

5 years, per year+1.0%+3.9%

3 years, per year+17.2%+16.3%

Worst drop · 1Y−13.5%−15.5%

Volatility · 1Y21.4%19.7%

3–2measures won
FDIS first

14.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: XRT, FDIS, XLE

Today

14.0%most shared, XRT and FDIS

XRTFDISXLE

XRT—14.0%0.0%

FDIS14.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

FDIS$76 − $8 = $68

XRT$82 − $35 = $47

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee