XRT vs FDIS

AXRT

BFDIS

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$25,568XLE · XLF $15,474

Lowest cost0.08%FDIS · $8 on $10k

Most income2.47%XLE · $247 on $10k

Smallest drop−13.5%XRT · worst fall in 1Y

Held in common14.2%XRT and FDIS

XRT

FDIS

State Street SPDR S&P Retail ETF · $571MFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+16.6%3 years · per year$15,843 · $15,537+15.8%

+0.5%5 years · per year$10,264 · $12,079+3.9%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

0.83%12-mo yield$83 · $76 on $10k0.76%

−13.5%Worst dropSmaller wins−15.5%

21.4%VolatilityLower wins19.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXRT · FDIS

1.4%TJX2.3%

1.3%AMZN22.4%

1.4%ORLY1.2%

1.4%ROST1.2%

Held in common14.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	0.0%	+40.6%	+45.0%	+16.8%	+20.7%	−15.0%	$42.0B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−0.2%	+0.1%	−0.6%	+15.8%	+3.9%	−15.5%	$1.6B
4	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$571M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.47%	0.0%	+40.6%	+45.0%	+16.8%	+20.7%	−15.0%	$42.0B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−0.2%	+0.1%	−0.6%	+15.8%	+3.9%	−15.5%	$1.6B
4	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$571M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs FDIS

XRT

SPDR S&P Retail

$10,264

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,079

MeasureXRTFDIS

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield0.83%0.76%

5 years, per year+0.5%+3.9%

3 years, per year+16.6%+15.8%

Worst drop · 1Y−13.5%−15.5%

Volatility · 1Y21.4%19.7%

3–2measures won
FDIS first

14.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XRT, FDIS, XLF, XLE

Today

14.2%most shared, XRT and FDIS

XRTFDISXLFXLE

XRT—14.2%0.0%0.0%

FDIS14.2%—0.0%0.0%

XLF0.0%0.0%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

XRT$83 − $35 = $48

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee