XRT vs SCHD

AXRT

BSCHD

Measures won0–6SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · VIG $16,243

Lowest cost0.04%VIG · $4 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common2.1%XRT and SCHD

XRT

SCHD

State Street SPDR S&P Retail ETF · $571MSchwab U.S. Dividend Equity ETF · $120B

+16.6%3 years · per year$15,843 · $17,266+20.0%

+0.5%5 years · per year$10,264 · $16,267+10.2%

0.35%Expense ratio$35 · $6 on $10k · lower wins0.06%

0.83%12-mo yield$83 · $300 on $10k3.00%

−13.5%Worst dropSmaller wins−6.9%

21.4%VolatilityLower wins11.7%

0–6SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXRT · SCHD

1.3%TGT1.7%

1.5%BBY0.5%

1.5%M0.2%

1.3%PAG0.1%

Held in common2.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$571M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$571M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs SCHD

XRT

SPDR S&P Retail

$10,264

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureXRTSCHD

Fee0.35%0.06%

Cost on $10k a year$35$6

Yield0.83%3.00%

5 years, per year+0.5%+10.2%

3 years, per year+16.6%+20.0%

Worst drop · 1Y−13.5%−6.9%

Volatility · 1Y21.4%11.7%

6–0measures won
SCHD first

2.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: XRT, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

XRTSCHDVIG

XRT—2.1%3.5%

SCHD2.1%—14.5%

VIG3.5%14.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

XRT$83 − $35 = $48

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee