XRT vs SPY

AXRT

BSPY

Measures won0–6SPY wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · XRT $11,026

Lowest cost0.09%SPY · $9 on $10k

Most income0.99%SPY · $99 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common4.0%XRT and SPY

XRT

SPY

State Street SPDR S&P Retail ETF · $413MState Street SPDR S&P 500 ETF · $805B

+18.6%3 years · per year$16,670 · $19,132+24.1%

+2.0%5 years · per year$11,026 · $18,060+12.6%

0.35%Expense ratio$35 · $9 on $10k · lower wins0.09%

0.79%12-mo yield$79 · $99 on $10k0.99%

−13.5%Worst dropSmaller wins−8.9%

21.3%VolatilityLower wins12.9%

0–6SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsXRT · SPY

1.3%AMZN3.8%

1.6%WMT0.9%

1.5%COST0.7%

1.5%TJX0.2%

Held in common4.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs SPY

XRT

SPDR S&P Retail

$11,026

SPY

SPDR S&P 500

$18,060

MeasureXRTSPY

Fee0.35%0.09%

Cost on $10k a year$35$9

Yield0.79%0.99%

5 years, per year+2.0%+12.6%

3 years, per year+18.6%+24.1%

Worst drop · 1Y−13.5%−8.9%

Volatility · 1Y21.3%12.9%

6–0measures won
SPY first

4.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: XRT, SPY

Today

4.0%most shared, XRT and SPY

XRTSPY

XRT—4.0%

SPY4.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee