XRT vs VCR

AXRT

BVCR

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,046VCR · XRT $10,264

Lowest cost0.09%VCR · $9 on $10k

Most income0.83%XRT · $83 on $10k

Smallest drop−13.5%XRT · worst fall in 1Y

Held in common13.9%XRT and VCR

XRT

VCR

State Street SPDR S&P Retail ETF · $642MVanguard Consumer Discretionary ETF · $5.6B

+16.6%3 years · per year$15,843 · $15,501+15.7%

+0.5%5 years · per year$10,264 · $12,046+3.8%

0.35%Expense ratio$35 · $9 on $10k · lower wins0.09%

0.83%12-mo yield$83 · $77 on $10k0.77%

−13.5%Worst dropSmaller wins−15.6%

21.4%VolatilityLower wins19.8%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsXRT · VCR

1.4%TJX2.4%

1.3%AMZN23.0%

1.4%ROST1.2%

1.4%ORLY1.2%

Held in common13.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVCR	Vanguard Consumer Discretionary ETFRead Desk		0.09%	0.77%	−0.1%	−0.1%	−0.8%	+15.7%	+3.8%	−15.6%	$5.6B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$642M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVCR	Vanguard Consumer Discretionary ETFRead Desk		0.09%	0.77%	−0.1%	−0.1%	−0.8%	+15.7%	+3.8%	−15.6%	$5.6B
2	AXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.83%	−1.7%	+5.7%	+11.2%	+16.6%	+0.5%	−13.5%	$642M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs VCR

XRT

SPDR S&P Retail

$10,264

VCR

Vanguard Consumer Discretionary

$12,046

MeasureXRTVCR

Fee0.35%0.09%

Cost on $10k a year$35$9

Yield0.83%0.77%

5 years, per year+0.5%+3.8%

3 years, per year+16.6%+15.7%

Worst drop · 1Y−13.5%−15.6%

Volatility · 1Y21.4%19.8%

3–2measures won
VCR first

13.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: XRT, VCR

Today

13.9%most shared, XRT and VCR

XRTVCR

XRT—13.9%

VCR13.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$68most kept, VCR

VCR$77 − $9 = $68

XRT$83 − $35 = $48

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee