XRT vs VOO

AXRT

BVOO

Measures won0–6VOO wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common3.6%XRT and VOO

XRT

VOO

State Street SPDR S&P Retail ETF · $413MVanguard S&P 500 ETF · $1.00T

+18.6%3 years · per year$16,670 · $19,172+24.2%

+2.0%5 years · per year$11,026 · $18,115+12.6%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.79%12-mo yield$79 · $105 on $10k1.05%

−13.5%Worst dropSmaller wins−8.9%

21.3%VolatilityLower wins12.8%

0–6VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXRT · VOO

1.3%AMZN3.7%

1.6%WMT0.7%

1.5%COST0.6%

1.5%TJX0.2%

Held in common3.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AXRT	State Street SPDR S&P Retail ETFRead Desk	0.35%	0.79%	+5.5%	+10.6%	+16.7%	+18.6%	+2.0%	−13.5%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XRT vs VOO

XRT

SPDR S&P Retail

$11,026

VOO

Vanguard S&P 500

$18,115

MeasureXRTVOO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.79%1.05%

5 years, per year+2.0%+12.6%

3 years, per year+18.6%+24.2%

Worst drop · 1Y−13.5%−8.9%

Volatility · 1Y21.3%12.8%

6–0measures won
VOO first

3.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: XRT, VOO, IVV

Today

94.5%most shared, VOO and IVV

XRTVOOIVV

XRT—3.6%4.0%

VOO3.6%—94.5%

IVV4.0%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

VOO$105 − $3 = $102

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee