XSW vs VTI

AXSW

BVTI

Measures won0–6VTI wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common5.3%XSW and VTI

XSW

VTI

State Street SPDR S&P Software & Services ETF · $500MVanguard Morningstar Total Stock Market ETF · $689B

+19.4%3 years · per year$17,037 · $18,004+21.7%

+2.3%5 years · per year$11,226 · $16,375+10.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $109 on $10k1.09%

−30.6%Worst dropSmaller wins−8.9%

31.1%VolatilityLower wins13.7%

0–6VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXSW · VTI

0.8%MSFT5.2%

0.7%PLTR0.6%

0.7%PANW0.4%

0.8%CRWD0.4%

Held in common5.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AXSW	State Street SPDR S&P Software & Services ETFRead Desk	0.35%	0.00%	−0.6%	+8.3%	+4.5%	+19.4%	+2.3%	−30.6%	$500M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AXSW	State Street SPDR S&P Software & Services ETFRead Desk	0.35%	0.00%	−0.6%	+8.3%	+4.5%	+19.4%	+2.3%	−30.6%	$500M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XSW vs VTI

XSW

SPDR S&P Software & Services

$11,226

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureXSWVTI

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.00%1.09%

5 years, per year+2.3%+10.4%

3 years, per year+19.4%+21.7%

Worst drop · 1Y−30.6%−8.9%

Volatility · 1Y31.1%13.7%

6–0measures won
VTI first

5.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: XSW, VTI, SPY

Today

85.5%most shared, VTI and SPY

XSWVTISPY

XSW—5.3%4.9%

VTI5.3%—85.5%

SPY4.9%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

XSW$0 − $35 = −$35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee