XTAP vs DFAC

AXTAP

BDFAC

Measures won2–3DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · XTAP $16,577

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−2.1%XTAP · worst fall in 1Y

Held in common0.0%XTAP and DFAC

XTAP

DFAC

Innovator U.S. Equity Accelerated Plus ETF · $18MDimensional - US Core Equity 2 ETF · $85.7B

+17.9%3 years · per year$16,378 · $17,722+21.0%

+10.6%5 years · per year$16,577 · $16,525+10.6%

0.79%Expense ratio$79 · $21 on $10k · lower wins0.21%

0.00%12-mo yield$0 · $90 on $10k0.90%

−2.1%Worst dropSmaller wins−8.5%

5.3%VolatilityLower wins12.9%

2–3DFAC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXTAP · DFAC

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AXTAP	Innovator U.S. Equity Accelerated Plus ETFRead Desk	0.79%	0.00%	+0.2%	+13.8%	+16.1%	+17.9%	+10.6%	−2.1%	$18M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B
4	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AXTAP	Innovator U.S. Equity Accelerated Plus ETFRead Desk	0.79%	0.00%	+0.2%	+13.8%	+16.1%	+17.9%	+10.6%	−2.1%	$18M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B
4	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XTAP vs DFAC

XTAP

Innovator U.S. Equity Accelerated Plus

$16,577

DFAC

Dimensional - US Core Equity 2

$16,525

MeasureXTAPDFAC

Fee0.79%0.21%

Cost on $10k a year$79$21

Yield0.00%0.90%

5 years, per year+10.6%+10.6%

3 years, per year+17.9%+21.0%

Worst drop · 1Y−2.1%−8.5%

Volatility · 1Y5.3%12.9%

3–2measures won
DFAC first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: XTAP, DFAC, VOO, VUG

Today

67.3%most shared, DFAC and VOO

XTAPDFACVOOVUG

XTAP—0.0%0.0%0.0%

DFAC0.0%—67.3%35.7%

VOO0.0%67.3%—58.2%

VUG0.0%35.7%58.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

DFAC$90 − $21 = $69

VUG$42 − $3 = $39

XTAP$0 − $79 = −$79

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee