XTL vs IVV

AXTL

BIVV

Measures won2–4IVV wins · of 6 · 5Y

$10,000 · 5Y$19,188XTL · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common1.9%XTL and IVV

XTL

IVV

State Street SPDR S&P Telecom ETF · $447MiShares Core S&P 500 ETF · $850B

+40.8%3 years · per year$27,928 · $18,084+21.8%

+13.9%5 years · per year$19,188 · $17,177+11.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

1.10%12-mo yield$110 · $114 on $10k1.14%

−31.1%Worst dropSmaller wins−8.9%

32.5%VolatilityLower wins13.6%

2–4IVV wins

$10,000 · 5 yearsOne scale

Shared top holdingsXTL · IVV

3.2%CSCO0.6%

3.4%VZ0.3%

3.0%ANET0.3%

3.2%T0.2%

Held in common1.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.10%	+3.4%	+15.5%	+17.8%	+40.8%	+13.9%	−31.1%	$447M
2	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.10%	+3.4%	+15.5%	+17.8%	+40.8%	+13.9%	−31.1%	$447M
2	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XTL vs IVV

XTL

SPDR S&P Telecom

$19,188

IVV

iShares Core S&P 500

$17,177

MeasureXTLIVV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield1.10%1.14%

5 years, per year+13.9%+11.4%

3 years, per year+40.8%+21.8%

Worst drop · 1Y−31.1%−8.9%

Volatility · 1Y32.5%13.6%

3–2measures won
IVV first

1.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: XTL, IVV

Today

1.9%most shared, XTL and IVV

XTLIVV

XTL—1.9%

IVV1.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

XTL$110 − $35 = $75

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee