XTL vs SPYM

AXTL

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,673XTL · SPYM $17,164

Lowest cost0.02%SPYM · $2 on $10k

Most income1.14%XTL · $114 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common1.9%XTL and SPYM

XTL

SPYM

State Street SPDR S&P Telecom ETF · $448MState Street SPDR Portfolio S&P 500 ETF · $182B

+38.3%3 years · per year$26,472 · $18,222+22.1%

+13.3%5 years · per year$18,674 · $17,164+11.4%

0.35%Expense ratio$35 · $2 on $10k · lower wins0.02%

1.14%12-mo yield$114 · $106 on $10k1.06%

−31.1%Worst dropSmaller wins−8.9%

32.4%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsXTL · SPYM

3.2%CSCO0.6%

3.1%VZ0.3%

3.1%ANET0.3%

2.9%T0.2%

Held in common1.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.14%	−7.8%	+11.7%	+16.0%	+38.3%	+13.3%	−31.1%	$448M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.14%	−7.8%	+11.7%	+16.0%	+38.3%	+13.3%	−31.1%	$448M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XTL vs SPYM

XTL

SPDR S&P Telecom

$18,674

SPYM

SPDR Portfolio S&P 500

$17,164

MeasureXTLSPYM

Fee0.35%0.02%

Cost on $10k a year$35$2

Yield1.14%1.06%

5 years, per year+13.3%+11.4%

3 years, per year+38.3%+22.1%

Worst drop · 1Y−31.1%−8.9%

Volatility · 1Y32.4%13.6%

3–2measures won
SPYM first

1.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: XTL, SPYM

Today

1.9%most shared, XTL and SPYM

XTLSPYM

XTL—1.9%

SPYM1.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

XTL$114 − $35 = $79

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee