XTL vs VOO

AXTL

BVOO

Measures won2–3VOO wins · of 6 · 5Y

$10,000 · 5Y$20,427XTL · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income1.05%VOO · $105 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common2.1%XTL and VOO

XTL

VOO

State Street SPDR S&P Telecom ETF · $448MVanguard S&P 500 ETF · $1.00T

+43.1%3 years · per year$29,311 · $19,172+24.2%

+15.4%5 years · per year$20,427 · $18,115+12.6%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

1.05%12-mo yield$105 · $105 on $10k1.05%

−25.3%Worst dropSmaller wins−8.9%

31.5%VolatilityLower wins12.8%

2–3VOO wins

$10,000 · 5 yearsOne scale

Shared top holdingsXTL · VOO

3.1%CSCO0.6%

2.9%ANET0.3%

3.0%VZ0.3%

2.8%T0.3%

Held in common2.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.05%	−0.4%	+21.2%	+21.7%	+43.1%	+15.4%	−25.3%	$448M
2	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk		0.35%	1.05%	−0.4%	+21.2%	+21.7%	+43.1%	+15.4%	−25.3%	$448M
2	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XTL vs VOO

XTL

SPDR S&P Telecom

$20,427

VOO

Vanguard S&P 500

$18,115

MeasureXTLVOO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield1.05%1.05%

5 years, per year+15.4%+12.6%

3 years, per year+43.1%+24.2%

Worst drop · 1Y−25.3%−8.9%

Volatility · 1Y31.5%12.8%

4–2measures won
VOO first

2.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: XTL, VOO

Today

2.1%most shared, XTL and VOO

XTLVOO

XTL—2.1%

VOO2.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

XTL$105 − $35 = $70

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee