XTL vs VOO

AXTL

BVOO

Measures won2–3VOO wins · of 6 · 5Y

$10,000 · 5Y$19,188XTL · VOO $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common2.1%XTL and VOO

XTL

VOO

State Street SPDR S&P Telecom ETF · $447MVanguard S&P 500 ETF · $1.00T

+40.8%3 years · per year$27,928 · $18,079+21.8%

+13.9%5 years · per year$19,188 · $17,177+11.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

1.10%12-mo yield$110 · $110 on $10k1.10%

−31.1%Worst dropSmaller wins−8.9%

32.5%VolatilityLower wins13.5%

2–3VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXTL · VOO

3.2%CSCO0.6%

3.0%ANET0.3%

3.4%VZ0.3%

3.2%T0.3%

Held in common2.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk	0.35%	1.10%	+3.4%	+15.5%	+17.8%	+40.8%	+13.9%	−31.1%	$447M
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AXTL	State Street SPDR S&P Telecom ETFRead Desk	0.35%	1.10%	+3.4%	+15.5%	+17.8%	+40.8%	+13.9%	−31.1%	$447M
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XTL vs VOO

XTL

SPDR S&P Telecom

$19,188

VOO

Vanguard S&P 500

$17,177

MeasureXTLVOO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield1.10%1.10%

5 years, per year+13.9%+11.4%

3 years, per year+40.8%+21.8%

Worst drop · 1Y−31.1%−8.9%

Volatility · 1Y32.5%13.5%

3–2measures won
VOO first

2.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XTL, VOO, IVV

Today

92.2%most shared, VOO and IVV

XTLVOOIVV

XTL—2.1%1.9%

VOO2.1%—92.2%

IVV1.9%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

XTL$110 − $35 = $75

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee