XUSM vs FNDF

AXUSM

BFNDF

Measures won0–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VT $15,649

Lowest cost0.03%VEA · $3 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common6.7%XUSM and FNDF

XUSM

FNDF

MarketDesk International Momentum ETF · $16MSchwab Fundamental International Large Company Index ETF · $25.2B

[…]3 years · per year[…] · $18,863+23.6%

[…]5 years · per year[…] · $18,637+13.3%

0.75%Expense ratio$75 · $25 on $10k · lower wins0.25%

0.00%12-mo yield$0 · $310 on $10k3.10%

[…]Worst dropSmaller wins−10.6%

[…]VolatilityLower wins16.6%

0–2FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXUSM · FNDF

2.1%ROP.SW1.0%

2.3%8058.T0.6%

1.7%SU.TO0.5%

2.0%TD.TO0.5%

Held in common6.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	AXUSM	MarketDesk International Momentum ETFRead Desk	0.75%	0.00%	−0.3%	new	new	new	new	[…]	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	AXUSM	MarketDesk International Momentum ETFRead Desk	0.75%	0.00%	−0.3%	new	new	new	new	[…]	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XUSM vs FNDF

XUSM

MarketDesk International Momentum

[…]

FNDF

Schwab Fundamental International Large Company Index

$18,637

MeasureXUSMFNDF

Fee0.75%0.25%

Cost on $10k a year$75$25

Yield0.00%3.10%

5 years, per year[…]+13.3%

3 years, per year[…]+23.6%

Worst drop · 1Y[…]−10.6%

Volatility · 1Y[…]16.6%

2–0measures won
FNDF first

6.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: XUSM, FNDF, VEA, VT

Today

59.8%most shared, FNDF and VEA

XUSMFNDFVEAVT

XUSM—6.7%5.7%1.6%

FNDF6.7%—59.8%19.9%

VEA5.7%59.8%—23.3%

VT1.6%19.9%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

VT$159 − $6 = $153

XUSM$0 − $75 = −$75

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee