YDEC vs FNDF

AYDEC

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · YDEC $12,958

Lowest cost0.25%FNDF · $25 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−5.9%YDEC · worst fall in 1Y

Held in common[…]YDEC and FNDF

YDEC

FNDF

FT Vest International Equity Moderate Buffer ETF - December · $167MSchwab Fundamental International Large Company Index ETF · $25.9B

+11.6%3 years · per year$13,886 · $19,830+25.6%

+5.3%5 years · per year$12,958 · $19,326+14.1%

0.90%Expense ratio$90 · $25 on $10k · lower wins0.25%

0.00%12-mo yield$0 · $299 on $10k2.99%

−5.9%Worst dropSmaller wins−10.6%

7.8%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsOne scale

Shared top holdingsYDEC · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk		0.90%	0.00%	+1.8%	+8.1%	+9.5%	+11.6%	+5.3%	−5.9%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk		0.90%	0.00%	+1.8%	+8.1%	+9.5%	+11.6%	+5.3%	−5.9%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YDEC vs FNDF

YDEC

FT Vest International Equity Moderate Buffer ETF - December

$12,958

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureYDECFNDF

Fee0.90%0.25%

Cost on $10k a year$90$25

Yield0.00%2.99%

5 years, per year+5.3%+14.1%

3 years, per year+11.6%+25.6%

Worst drop · 1Y−5.9%−10.6%

Volatility · 1Y7.8%16.4%

4–2measures won
FNDF first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: YDEC, FNDF

Today

[…]holdings […]

YDECFNDF

YDEC—[…]

FNDF[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

YDEC$0 − $90 = −$90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee