YDEC vs FNDF

AYDEC

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−5.9%YDEC · worst fall in 1Y

Held in common[…]YDEC and FNDF

YDEC

FNDF

FT Vest International Equity Moderate Buffer ETF - December · $168MSchwab Fundamental International Large Company Index ETF · $26.0B

+10.1%3 years · per year$13,345 · $18,863+23.6%

+4.7%5 years · per year$12,553 · $18,637+13.3%

0.90%Expense ratio$90 · $25 on $10k · lower wins0.25%

0.00%12-mo yield$0 · $310 on $10k3.10%

−5.9%Worst dropSmaller wins−10.6%

8.1%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsYDEC · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−0.9%	+5.0%	+6.4%	+10.1%	+4.7%	−5.9%	$168M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−0.9%	+5.0%	+6.4%	+10.1%	+4.7%	−5.9%	$168M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YDEC vs FNDF

YDEC

FT Vest International Equity Moderate Buffer ETF - December

$12,553

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureYDECFNDF

Fee0.90%0.25%

Cost on $10k a year$90$25

Yield0.00%3.10%

5 years, per year+4.7%+13.3%

3 years, per year+10.1%+23.6%

Worst drop · 1Y−5.9%−10.6%

Volatility · 1Y8.1%16.6%

4–2measures won
FNDF first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: YDEC, FNDF, VEA

Today

59.8%most shared, FNDF and VEA

YDECFNDFVEA

YDEC—[…][…]

FNDF[…]—59.8%

VEA[…]59.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

YDEC$0 − $90 = −$90

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee