YDEC vs FNDF

AYDEC

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VXUS $14,347

Lowest cost0.05%VXUS · $5 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−5.9%YDEC · worst fall in 1Y

Held in common[…]YDEC and FNDF

YDEC

FNDF

FT Vest International Equity Moderate Buffer ETF - December · $168MSchwab Fundamental International Large Company Index ETF · $26.0B

+10.8%3 years · per year$13,590 · $19,830+25.6%

+4.8%5 years · per year$12,631 · $19,326+14.1%

0.90%Expense ratio$90 · $25 on $10k · lower wins0.25%

0.00%12-mo yield$0 · $299 on $10k2.99%

−5.9%Worst dropSmaller wins−10.6%

8.1%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsYDEC · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−1.9%	+6.0%	+7.4%	+10.8%	+4.8%	−5.9%	$168M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−1.9%	+6.0%	+7.4%	+10.8%	+4.8%	−5.9%	$168M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YDEC vs FNDF

YDEC

FT Vest International Equity Moderate Buffer ETF - December

$12,631

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureYDECFNDF

Fee0.90%0.25%

Cost on $10k a year$90$25

Yield0.00%2.99%

5 years, per year+4.8%+14.1%

3 years, per year+10.8%+25.6%

Worst drop · 1Y−5.9%−10.6%

Volatility · 1Y8.1%16.4%

4–2measures won
FNDF first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: YDEC, FNDF, VXUS

Today

7.1%most shared, FNDF and VXUS

YDECFNDFVXUS

YDEC—[…][…]

FNDF[…]—7.1%

VXUS[…]7.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

YDEC$0 − $90 = −$90

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee