YDEC vs SCHF

AYDEC

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$16,097SCHF · YDEC $12,958

Lowest cost0.03%SCHF · $3 on $10k

Most income3.06%SCHF · $306 on $10k

Smallest drop−5.9%YDEC · worst fall in 1Y

Held in common[…]YDEC and SCHF

YDEC

SCHF

FT Vest International Equity Moderate Buffer ETF - December · $167MSchwab International Equity ETF · $68.2B

+11.6%3 years · per year$13,886 · $18,389+22.5%

+5.3%5 years · per year$12,958 · $16,097+10.0%

0.90%Expense ratio$90 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $306 on $10k3.06%

−5.9%Worst dropSmaller wins−11.5%

7.8%VolatilityLower wins17.8%

2–4SCHF wins

$10,000 · 5 yearsOne scale

Shared top holdingsYDEC · SCHF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSCHF	Schwab International Equity ETFRead Desk		0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk		0.90%	0.00%	+1.8%	+8.1%	+9.5%	+11.6%	+5.3%	−5.9%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSCHF	Schwab International Equity ETFRead Desk		0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk		0.90%	0.00%	+1.8%	+8.1%	+9.5%	+11.6%	+5.3%	−5.9%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YDEC vs SCHF

YDEC

FT Vest International Equity Moderate Buffer ETF - December

$12,958

SCHF

Schwab International Equity

$16,097

MeasureYDECSCHF

Fee0.90%0.03%

Cost on $10k a year$90$3

Yield0.00%3.06%

5 years, per year+5.3%+10.0%

3 years, per year+11.6%+22.5%

Worst drop · 1Y−5.9%−11.5%

Volatility · 1Y7.8%17.8%

4–2measures won
SCHF first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: YDEC, SCHF

Today

[…]holdings […]

YDECSCHF

YDEC—[…]

SCHF[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

YDEC$0 − $90 = −$90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee