YDEC vs SCHF

AYDEC

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VXUS $14,489

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−5.9%YDEC · worst fall in 1Y

Held in common[…]YDEC and SCHF

YDEC

SCHF

FT Vest International Equity Moderate Buffer ETF - December · $164MSchwab International Equity ETF · $65.8B

+10.1%3 years · per year$13,345 · $17,419+20.3%

+4.7%5 years · per year$12,553 · $15,397+9.0%

0.90%Expense ratio$90 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $319 on $10k3.19%

−5.9%Worst dropSmaller wins−11.5%

8.1%VolatilityLower wins18.2%

2–4SCHF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsYDEC · SCHF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−0.9%	+5.0%	+6.4%	+10.1%	+4.7%	−5.9%	$164M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AYDEC	FT Vest International Equity Moderate Buffer ETF - DecemberRead Desk	0.90%	0.00%	−0.9%	+5.0%	+6.4%	+10.1%	+4.7%	−5.9%	$164M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YDEC vs SCHF

YDEC

FT Vest International Equity Moderate Buffer ETF - December

$12,553

SCHF

Schwab International Equity

$15,397

MeasureYDECSCHF

Fee0.90%0.03%

Cost on $10k a year$90$3

Yield0.00%3.19%

5 years, per year+4.7%+9.0%

3 years, per year+10.1%+20.3%

Worst drop · 1Y−5.9%−11.5%

Volatility · 1Y8.1%18.2%

4–2measures won
SCHF first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: YDEC, SCHF, VXUS

Today

61.8%most shared, SCHF and VXUS

YDECSCHFVXUS

YDEC—[…][…]

SCHF[…]—61.8%

VXUS[…]61.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VXUS$245 − $5 = $240

YDEC$0 − $90 = −$90

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee