YLDY vs USOI

AYLDY

BUSOI

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$18,295USOI · SCHD $16,375

Lowest cost0.06%SCHD · $6 on $10k

Most income61.60%USOI · $6,160 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common[…]YLDY and USOI

YLDY

USOI

Horizon Funds - Horizon High Income ETF · $21MUBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $305M

[…]3 years · per year[…] · $14,138+12.2%

[…]5 years · per year[…] · $18,295+12.8%

0.70%Expense ratio$70 · $85 on $10k · lower wins0.85%

1.91%12-mo yield$191 · $6,160 on $10k61.60%

[…]Worst dropSmaller wins−23.5%

[…]VolatilityLower wins24.6%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsYLDY · USOI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk	0.85%	61.60%	+0.9%	+48.4%	+45.0%	+12.2%	+12.8%	−23.5%	$305M
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	AYLDY	Horizon Funds - Horizon High Income ETFRead Desk	0.70%	1.91%	−4.0%	new	new	new	new	[…]	$21M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk	0.85%	61.60%	+0.9%	+48.4%	+45.0%	+12.2%	+12.8%	−23.5%	$305M
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	AYLDY	Horizon Funds - Horizon High Income ETFRead Desk	0.70%	1.91%	−4.0%	new	new	new	new	[…]	$21M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YLDY vs USOI

YLDY

Horizon Funds - Horizon High Income

[…]

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037

$18,295

MeasureYLDYUSOI

Fee0.70%0.85%

Cost on $10k a year$70$85

Yield1.91%61.60%

5 years, per year[…]+12.8%

3 years, per year[…]+12.2%

Worst drop · 1Y[…]−23.5%

Volatility · 1Y[…]24.6%

1–1measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: YLDY, USOI, SCHD

Today

12.0%most shared, YLDY and SCHD

YLDYUSOISCHD

YLDY—[…]12.0%

USOI[…]—[…]

SCHD12.0%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$6,075most kept, USOI

USOI$6,160 − $85 = $6,075

SCHD$298 − $6 = $292

YLDY$191 − $70 = $121

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee