YRAM vs IVV

AYRAM

BIVV

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$18,118IVV · SPY $18,060

Lowest cost0.03%IVV · $3 on $10k

Most income7.64%YRAM · $764 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.2%YRAM and IVV

YRAM

IVV

YieldMax Memory and Storage Portfolio Option Income ETF · $6MiShares Core S&P 500 ETF · $872B

[…]3 years · per year[…] · $19,178+24.2%

[…]5 years · per year[…] · $18,118+12.6%

1.01%Expense ratio$101 · $3 on $10k · lower wins0.03%

7.64%12-mo yield$764 · $109 on $10k1.09%

[…]Worst dropSmaller wins−8.9%

[…]VolatilityLower wins12.9%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsYRAM · IVV

15.9%MU1.5%

5.1%SNDK0.3%

5.1%STX0.2%

5.4%WDC0.2%

Held in common2.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$798.0B
3	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	7.64%	−6.0%	new	new	new	new	[…]	$6M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$798.0B
3	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	7.64%	−6.0%	new	new	new	new	[…]	$6M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YRAM vs IVV

YRAM

YieldMax Memory and Storage Portfolio Option Income

[…]

IVV

iShares Core S&P 500

$18,118

MeasureYRAMIVV

Fee1.01%0.03%

Cost on $10k a year$101$3

Yield7.64%1.09%

5 years, per year[…]+12.6%

3 years, per year[…]+24.2%

Worst drop · 1Y[…]−8.9%

Volatility · 1Y[…]12.9%

1–1measures won
level

2.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: YRAM, IVV, SPY

Today

99.9%most shared, IVV and SPY

YRAMIVVSPY

YRAM—2.2%2.2%

IVV2.2%—99.9%

SPY2.2%99.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$663most kept, YRAM

YRAM$764 − $101 = $663

IVV$109 − $3 = $106

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee