YRAM vs SCHD

AYRAM

BSCHD

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$17,416VOO · SCHD $16,428

Lowest cost0.03%VOO · $3 on $10k

Most income9.45%YRAM · $945 on $10k

Smallest drop−6.7%JEPI · worst fall in 1Y

Held in common0.0%YRAM and SCHD

YRAM

SCHD

YieldMax Memory and Storage Portfolio Option Income ETF · $5MSchwab U.S. Dividend Equity ETF · $122B

[…]3 years · per year[…] · $17,062+19.5%

[…]5 years · per year[…] · $16,428+10.4%

1.01%Expense ratio$101 · $6 on $10k · lower wins0.06%

9.45%12-mo yield$945 · $294 on $10k2.94%

[…]Worst dropSmaller wins−6.9%

[…]VolatilityLower wins11.8%

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsYRAM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.08%	−0.3%	+10.9%	+13.1%	+21.5%	+11.7%	−8.9%	$1.00T
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.94%	+1.0%	+33.8%	+38.8%	+19.5%	+10.4%	−6.9%	$121.7B
3	JEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	7.92%	+0.1%	+7.6%	+10.6%	+10.9%	+7.6%	−6.7%	$45.2B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	9.45%	−1.6%	new	new	new	new	[…]	$5M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.08%	−0.3%	+10.9%	+13.1%	+21.5%	+11.7%	−8.9%	$1.00T
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.94%	+1.0%	+33.8%	+38.8%	+19.5%	+10.4%	−6.9%	$121.7B
3	JEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	7.92%	+0.1%	+7.6%	+10.6%	+10.9%	+7.6%	−6.7%	$45.2B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	9.45%	−1.6%	new	new	new	new	[…]	$5M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YRAM vs SCHD

YRAM

YieldMax Memory and Storage Portfolio Option Income

[…]

SCHD

Schwab U.S. Dividend Equity

$16,428

MeasureYRAMSCHD

Fee1.01%0.06%

Cost on $10k a year$101$6

Yield9.45%2.94%

5 years, per year[…]+10.4%

3 years, per year[…]+19.5%

Worst drop · 1Y[…]−6.9%

Volatility · 1Y[…]11.8%

1–1measures won
level

0.0%

holdings shared

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

Overlap: YRAM, SCHD, VOO, JEPI

Today

38.4%most shared, VOO and JEPI

YRAMSCHDVOOJEPI

YRAM—0.0%2.8%1.3%

SCHD0.0%—7.6%8.3%

VOO2.8%7.6%—38.4%

JEPI1.3%8.3%38.4%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$844most kept, YRAM

YRAM$945 − $101 = $844

JEPI$792 − $35 = $757

SCHD$294 − $6 = $288

VOO$108 − $3 = $105

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee