YRAM vs SPY

AYRAM

BSPY

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income8.24%YRAM · $824 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common1.8%YRAM and SPY

YRAM

SPY

YieldMax Memory and Storage Portfolio Option Income ETF · $5MState Street SPDR S&P 500 ETF · $778B

[…]3 years · per year[…] · $18,118+21.9%

[…]5 years · per year[…] · $17,493+11.8%

1.01%Expense ratio$101 · $9 on $10k · lower wins0.09%

8.24%12-mo yield$824 · $101 on $10k1.01%

[…]Worst dropSmaller wins−8.9%

[…]VolatilityLower wins13.7%

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsYRAM · SPY

15.6%MU1.2%

4.5%SNDK0.2%

4.7%STX0.2%

5.0%WDC0.1%

Held in common1.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	8.24%	+6.0%	new	new	new	new	[…]	$5M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	8.24%	+6.0%	new	new	new	new	[…]	$5M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YRAM vs SPY

YRAM

YieldMax Memory and Storage Portfolio Option Income

[…]

SPY

SPDR S&P 500

$17,493

MeasureYRAMSPY

Fee1.01%0.09%

Cost on $10k a year$101$9

Yield8.24%1.01%

5 years, per year[…]+11.8%

3 years, per year[…]+21.9%

Worst drop · 1Y[…]−8.9%

Volatility · 1Y[…]13.7%

1–1measures won
level

1.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

Overlap: YRAM, SPY, SCHD, VTI

Today

86.0%most shared, SPY and VTI

YRAMSPYSCHDVTI

YRAM—1.8%0.0%2.6%

SPY1.8%—8.6%86.0%

SCHD0.0%8.6%—7.1%

VTI2.6%86.0%7.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$723most kept, YRAM

YRAM$824 − $101 = $723

SCHD$296 − $6 = $290

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee