YRAM vs SPY

AYRAM

BSPY

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · SPY $17,118

Lowest cost0.02%SPYM · $2 on $10k

Most income8.73%YRAM · $873 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common1.7%YRAM and SPY

YRAM

SPY

YieldMax Memory and Storage Portfolio Option Income ETF · $5MState Street SPDR S&P 500 ETF · $778B

[…]3 years · per year[…] · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

1.01%Expense ratio$101 · $9 on $10k · lower wins0.09%

8.73%12-mo yield$873 · $103 on $10k1.03%

[…]Worst dropSmaller wins−8.9%

[…]VolatilityLower wins13.6%

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsYRAM · SPY

15.3%MU1.2%

4.5%SNDK0.2%

4.9%STX0.2%

5.2%WDC0.2%

Held in common1.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$177.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	8.73%	+3.6%	new	new	new	new	[…]	$5M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$177.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
4	AYRAM	YieldMax Memory and Storage Portfolio Option Income ETFRead Desk	1.01%	8.73%	+3.6%	new	new	new	new	[…]	$5M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

YRAM vs SPY

YRAM

YieldMax Memory and Storage Portfolio Option Income

[…]

SPY

SPDR S&P 500

$17,118

MeasureYRAMSPY

Fee1.01%0.09%

Cost on $10k a year$101$9

Yield8.73%1.03%

5 years, per year[…]+11.3%

3 years, per year[…]+21.7%

Worst drop · 1Y[…]−8.9%

Volatility · 1Y[…]13.6%

1–1measures won
level

1.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: YRAM, SPY, SPYM, SCHD

Today

99.9%most shared, SPY and SPYM

YRAMSPYSPYMSCHD

YRAM—1.7%1.7%0.0%

SPY1.7%—99.9%8.7%

SPYM1.7%99.9%—8.7%

SCHD0.0%8.7%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$772most kept, YRAM

YRAM$873 − $101 = $772

SCHD$300 − $6 = $294

SPYM$105 − $2 = $103

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee