ZROZ vs SPY

AZROZ

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · ZROZ $4,692

Lowest cost0.09%SPY · $9 on $10k

Most income5.18%ZROZ · $518 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common[…]ZROZ and SPY

ZROZ

SPY

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · $1.9BState Street SPDR S&P 500 ETF · $819B

+0.0%3 years · per year$10,002 · $18,039+21.7%

−14.0%5 years · per year$4,692 · $17,118+11.3%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

5.18%12-mo yield$518 · $103 on $10k1.03%

−20.0%Worst dropSmaller wins−8.9%

16.1%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsZROZ · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AZROZ	PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundRead Desk		0.15%	5.18%	+0.2%	−4.8%	−8.0%	0.0%	−14.0%	−20.0%	$1.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AZROZ	PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundRead Desk		0.15%	5.18%	+0.2%	−4.8%	−8.0%	0.0%	−14.0%	−20.0%	$1.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ZROZ vs SPY

ZROZ

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund

$4,692

SPY

SPDR S&P 500

$17,118

MeasureZROZSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield5.18%1.03%

5 years, per year−14.0%+11.3%

3 years, per year+0.0%+21.7%

Worst drop · 1Y−20.0%−8.9%

Volatility · 1Y16.1%13.6%

5–1measures won
SPY first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: ZROZ, SPY

Today

[…]holdings […]

ZROZSPY

ZROZ—[…]

SPY[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$503most kept, ZROZ

ZROZ$518 − $15 = $503

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee