ZTOP vs IVV

AZTOP

BIVV

Measures won3–1ZTOP wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%IVV · $3 on $10k

Most income6.41%ZTOP · $641 on $10k

Smallest drop−2.9%ZTOP · worst fall in 1Y

Held in common[…]ZTOP and IVV

ZTOP

IVV

F/m High Yield 100 ETF · $16MiShares Core S&P 500 ETF · $853B

[…]3 years · per year[…] · $18,084+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

6.41%12-mo yield$641 · $114 on $10k1.14%

−2.9%Worst dropSmaller wins−8.9%

3.5%VolatilityLower wins13.6%

3–1ZTOP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsZTOP · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.41%	0.0%	+0.8%	+2.5%	new	new	−2.9%	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AZTOP	F/m High Yield 100 ETFRead Desk	0.39%	6.41%	0.0%	+0.8%	+2.5%	new	new	−2.9%	$16M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ZTOP vs IVV

ZTOP

F/m High Yield 100

[…]

IVV

iShares Core S&P 500

$17,177

MeasureZTOPIVV

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield6.41%1.14%

5 years, per year[…]+11.4%

3 years, per year[…]+21.8%

Worst drop · 1Y−2.9%−8.9%

Volatility · 1Y3.5%13.6%

3–1measures won
ZTOP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: ZTOP, IVV, VTI

Today

85.5%most shared, IVV and VTI

ZTOPIVVVTI

ZTOP—[…][…]

IVV[…]—85.5%

VTI[…]85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$602most kept, ZTOP

ZTOP$641 − $39 = $602

IVV$114 − $3 = $111

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee