ZTOP vs SPHY

AZTOP

BSPHY

Measures won1–3SPHY wins · of 6 · 5Y

$10,000 · 5Y$12,119SPHY

Lowest cost0.05%SPHY · $5 on $10k

Most income7.39%SPHY · $739 on $10k

Smallest drop−2.8%SPHY · worst fall in 1Y

Held in common[…]ZTOP and SPHY

ZTOP

SPHY

F/m High Yield 100 ETF · $15MState Street SPDR Portfolio High Yield Bond ETF · $11.9B

[…]3 years · per year[…] · $12,874+8.8%

[…]5 years · per year[…] · $12,119+3.9%

0.39%Expense ratio$39 · $5 on $10k · lower wins0.05%

6.90%12-mo yield$690 · $739 on $10k7.39%

−2.9%Worst dropSmaller wins−2.8%

3.5%VolatilityLower wins3.8%

1–3SPHY wins

$10,000 · 5 yearsOne scale

Shared top holdingsZTOP · SPHY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPHY	State Street SPDR Portfolio High Yield Bond ETFRead Desk		0.05%	7.39%	−0.3%	+1.0%	+2.7%	+8.8%	+3.9%	−2.8%	$11.9B
2	AZTOP	F/m High Yield 100 ETFRead Desk		0.39%	6.90%	−0.3%	+0.8%	+2.6%	new	new	−2.9%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPHY	State Street SPDR Portfolio High Yield Bond ETFRead Desk		0.05%	7.39%	−0.3%	+1.0%	+2.7%	+8.8%	+3.9%	−2.8%	$11.9B
2	AZTOP	F/m High Yield 100 ETFRead Desk		0.39%	6.90%	−0.3%	+0.8%	+2.6%	new	new	−2.9%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ZTOP vs SPHY

ZTOP

F/m High Yield 100

[…]

SPHY

SPDR Portfolio High Yield Bond

$12,119

MeasureZTOPSPHY

Fee0.39%0.05%

Cost on $10k a year$39$5

Yield6.90%7.39%

5 years, per year[…]+3.9%

3 years, per year[…]+8.8%

Worst drop · 1Y−2.9%−2.8%

Volatility · 1Y3.5%3.8%

3–1measures won
SPHY first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: ZTOP, SPHY

Today

[…]holdings […]

ZTOPSPHY

ZTOP—[…]

SPHY[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$734most kept, SPHY

SPHY$739 − $5 = $734

ZTOP$690 − $39 = $651

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee