Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFEFFI

HarborInternationalEx-US Broad#227 of 521 by YTD

$26.74

−0.5% last session

+10.6% YTD

Data as of 11/3/20264:00 PM ET · End-of-day

Dividend-adjusted total return · S&P 500 uses VOO · Dec 31, 2025 – Nov 3, 2026EFFIS&P 500 · VOOInternational average

Returns	1D	1M	3M	YTD	1Y	3Y	5Y	MAX
Total return	−0.5%	+2.8%	−0.6%	+10.6%	+15.0%	—	—	+44.2%
Peer average	−0.8%	−2.3%	−3.9%	+8.9%	+12.4%	+73.7%	+47.3%	—
S&P 500 · VOO	+0.3%	−2.6%	−1.7%	+11.5%	+11.9%	+90.9%	+77.5%	—

Key Statistics

Open all fund facts →

AUM: $151M
Expense ratio: 0.55%
Distribution yield: 3.9%
NAV: $26.89
Volume: 136
Avg. volume 30D: 197
High today: $26.83
Low today: $26.74
Previous close: $26.88
52-week high: $28.08
52-week low: $22.75
Our risk indicator: 4/5

EFFI in One Breath

EFFI Among Ex-US Broad ETFs

YTD

#1IFLOVictoryShares+27.3%$299M

#2FYLDCambria Funds+24.9%$751M

#3PATNPacer+22.8%$382M

#4EPINHarbor+21.5%$8.3M

#5ICPYTweedy, Browne Co.+21.3%$80.7M

#6GMOIGMO+20.0%$695M

#7FNDFSchwab+19.3%$25.8B

#8IVALAlpha Architect+18.3%$227M

#47EFFIHarbor+10.6%$151M

End-of-day Nov 4, 2026 · 138 Ex-US broad ETFs by YTD

$10,000 in EFFI

$10,000 in EFFI became

$14,423

In the S&P 500 (VOO)

$12,790

Total return, dividends in · Dec 17, 2024 – Nov 3, 2026 · S&P 500 uses VOO

EFFI Returns by Period

Today

YTD

MAX

EFFI

−0.5%

+2.8%

−0.6%

+10.6%

+15.0%

—

+44.2%

Peer average

−0.8%

−2.3%

−3.9%

+8.9%

+12.4%

+73.7%

+47.3%

—

S&P 500 · VOO

+0.3%

−2.6%

−1.7%

+11.5%

+11.9%

+90.9%

+77.5%

—

End-of-day Nov 4, 2026 · total return, dividends in · peers = 172 Ex-US broad ETFs

EFFI’s International Rank

YTD

#227of 521
international ETFs

Best · BOAT+70.8%

EFFI+10.6%

Average+9.2%

Worst · IDX−47.8%

International ETFs by YTD return · Nov 4, 2026

EFFI Price and 52-Week Range

From the 52-week high

−4.8%

From the 52-week low

+17.5%

Today $26.74 – $26.83

Previous close $26.88

$26.74 now

52-week low$22.7552-week high$28.08

End-of-day Nov 4, 2026 · box = today’s range, dashed = previous close

EFFI’s Share of Ex-US Broad ETFs

Today

0.0%

of the $666B in 173 Ex-US broad ETFs

EFFI$151M0.0%

VXUS$163B24.5%

VEU$68.1B10.2%

170 others$435B65.3%

Ex-US broad ETF AUM · Nov 4, 2026

EFFI Fee per $100 vs Peers

Today

$0.55a year
per $100

$55 a year on $10,000

SCHF$0.03

VEU$0.04

VXUS$0.05

IXUS$0.07

FNDF$0.25

EFFI$0.55

Expense ratio · Ex-US broad peers · Nov 4, 2026

Inside EFFI

73 holdings

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF

Today

EFFI reports no holdings we can show: […]

Harbor EFFI · holdings

How It Compares

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF’s Peers

YTD


VXUS	VanguardRead Desk	0.05%	+9.8%	+13.1%	$163.2B
VEU	VanguardRead Desk	0.04%	+10.4%	+13.7%	$68.1B
SCHF	SchwabRead Desk	0.03%	+12.8%	+17.4%	$67.8B
IXUS	iSharesRead Desk	0.07%	+10.2%	+13.2%	$57.0B
FNDF	SchwabRead Desk	0.25%	+19.3%	+26.1%	$25.8B
EFFI	HarborThis fundRead Desk	0.55%	+10.6%	+15.0%	$151M

Ex-US broad peers · YTD and past-year returns · as of Nov 4, 2026 · sorted by AUM

Head to Head

Put EFFI head to head with VXUS →

VXUS vs EFFI

YTD

VXUSVanguard · Ex-US broadEFFIHarbor · Ex-US broad

Year to date

+9.8%

+10.6%

EFFI wins+0.8 pts

Past year

+13.1%

+15.0%

EFFI wins+1.9 pts

Fee

0.05%

0.55%

VXUS winslower fee

Yield

2.4%

3.9%

EFFI wins+1.5 pts

AUM

$163B

$151M

VXUS1078.8× more

3–1EFFI wins

Vanguard VXUS and Harbor EFFI · year-to-date · as of Nov 4, 2026 · AUM not scored

EFFI vs VOO

YTD

EFFI · Harbor ETF Trust - Harbor Osmosis International Resource Efficient

+10.6%

VOO · S&P 500

+11.5%

Gap

0.9 pts

Harbor EFFI and Vanguard VOO · YTD total return · as of Nov 4, 2026

EFFI vs Its Peer Average

YTD

EFFIAvsBPeer average

1D−0.5%−0.8%

1M+2.8%−2.3%

3M−0.6%−3.9%

YTD+10.6%+8.9%

1Y+15.0%+12.4%

3Y[…]+73.7%

5Y[…]+47.3%

5–0EFFI wins

172 Ex-US broad peers · each row scaled to its leader

The Details

EFFI

Risk

4/5our risk indicator

CalmerBumpier

Volatility · 1Y15.07%

Deepest drop · 1Y−10.5%

Lowest point · 5Y−5.6%

52-week range

$26.74

$22.75−4.8% from the high$28.08

Harbor EFFI · past-year price moves · as of Nov 4, 2026

EFFI

Fund Facts

Today

2024launched Dec 11

Tracks[…]

Exchange · CUSIPAMEX · 41151J729

StructureETF

Leverage1x

Cost on $10,000$55 a year

Go deeper

Prospectus & documents Trading & liquidity Fees & costs Distributions

Harbor EFFI · fund facts · as of Nov 4, 2026

EFFI

Payouts by Year

$1.05per share, Dec 2025

Distribution yield3.9%

Paid[…]

Latest ex-date · paidDec 19 · Dec 24, 2025

1 payouts added up$1.05 a share

Harbor EFFI · distributions by ex-date · 2025–2025

All Fund FactsDocuments · trading · fees · every payout

Prospectus & Documents

SEC reported portfolio · 2026-07-31 ↗SEC reported portfolio · 2026-04-30 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2026-01-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2025-10-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2025-07-31 ↗SEC reported portfolio · 2025-04-30 ↗SEC reported portfolio · 2025-01-31 ↗summary prospectus · SEC 497K ↗summary prospectus · SEC 497K ↗

Trading & Liquidity

Net asset value$26.89

Premium / discount[…]

Median spread · 30D[…]

Volume today136

Average volume · 30D197

Shares outstanding[…]

Options[…]

Fees & Costs

Net expense ratio0.55%

Gross expense ratio[…]

Management fee[…]

Cost on $10,000 a year$55.00

Our risk indicator4/5

Estimated yearly cost excludes trading costs and assumes constant assets.

Distributions

Ex-date	Paid	Per share
Dec 19, 2025	Dec 24, 2025	$1.05

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