Dividend-adjusted total return · S&P 500 uses VOO · Dec 31, 2025 – Nov 6, 2026XLFS&P 500 · VOOSectors average
| Returns | 1D | 1M | 3M | YTD | 1Y | 3Y | 5Y | MAX |
|---|---|---|---|---|---|---|---|---|
| Total return | −0.6% | +5.4% | −0.8% | +5.7% | +10.4% | +83.9% | +54.7% | +187.5% |
| Peer average | −0.6% | +2.8% | −4.4% | +5.6% | +13.0% | +85.6% | +49.3% | — |
| S&P 500 · VOO | +0.3% | −5.0% | −4.6% | +8.7% | +9.8% | +80.8% | +71.8% | — |
Key Statistics
Open all fund facts →- AUM
- $55.5B
- Expense ratio
- 0.08%
- Distribution yield
- 1.4%
- NAV
- $59.16
- Volume
- 34.3M
- Avg. volume 30D
- 36.7M
- High today
- $57.71
- Low today
- $56.70
- Previous close
- $57.50
- 52-week high
- $60.04
- 52-week low
- $47.67
- Our risk indicator
- 4/5
XLF in One Breath
XLF Among Financials ETFs
YTDEnd-of-day Nov 6, 2026 · 29 Financials ETFs by YTD
$10,000 in XLF
5Y$10,000 in XLF became
$15,474
In the S&P 500 (VOO)
$17,177
Total return, dividends in · Oct 29, 2021 – Nov 6, 2026 · S&P 500 uses VOO
XLF’s Top Holdings
TodayBRK-BBerkshire Hathaway13.2%JPM11.1%V8.9%MA6.5%BAC4.0%WFC3.1%GS3.1%MS2.7%C2.5%AXP2.1%BLK2.1%SCHW1.9%SPGI1.8%PGR1.7%CB1.6%COF1.5%CME1.4%BNY1.2%MRSH1.2%ICE1.2%USBPNC54 more
Banks - DiversifiedFinancial - Credit ServicesInsurance - DiversifiedFinancial - Capital MarketsAsset ManagementFinancial - DataOther
SPDR XLF · 76 holdings · tile size = share of the fund · as of Nov 6, 2026
What XLF Holds
TodayBanks - Diversified20.7%
JPM 11.1 · BAC 4.0 · WFC 3.1 · C 2.5
Financial - Credit Services20.3%
V 8.9 · MA 6.5 · AXP 2.1 · COF 1.5 · PYPL · SYF · GPN
Insurance - Diversified14.6%
BRK-B 13.2 · AIG · ACGL · HIG
Financial - Capital Markets8.4%
GS 3.1 · MS 2.7 · SCHW 1.9 · HOOD
Asset Management7.8%
BLK 2.1 · BX 1.1 · KKR · APO · STT · AMP · NTRS
Financial - Data & Stock Exchanges7.4%
SPGI 1.8 · CME 1.4 · ICE 1.2 · MCO · MSCI · NDAQ · CBOE
Other holdings20.8%
PGR 1.7 · CB 1.6 · BNY 1.2 · MRSH 1.2 · USB 1.1 · PNC 1.1 · TRV 1.0
SPDR XLF · share of the fund by industry · as of Nov 6, 2026
Berkshire’s Share of XLF
Today13.2%
$132 of every $1,000 in XLF is Berkshire
Berkshire held by XLF
$7.3B
SPDR XLF · each square = $10 of $1,000 · as of Nov 6, 2026
XLF’s Share of Financials ETFs
Today55.0%
of the $101B in 33 Financials ETFs
$55.5B55.0%
$12.7B12.6%
$6.9B6.8%
$25.9B25.6%
Financials ETF AUM · Nov 6, 2026
XLF Fee per $100 vs Peers
TodayExpense ratio · Financials peers · Nov 6, 2026
Inside XLF
76 holdings · as of Nov 6, 2026XLF
State Street Financial Select Sector SPDR ETF
TodayBanks - Diversified20.7%JPMJpmorgan Chase +11.1%BAC4.0%WFC3.1%CFinancial - Credit Services20.3%V8.9%MA6.5%AXP2.1%COFPYPLInsurance - Diversified14.6%BRK-BBerkshire Hathaway13.2%AIGACGLHIGFinancial - Capital Markets8.4%GS3.1%MSSCHWHOODAsset Management7.8%BLKBXKKRAPOSTTAMPNTRSRJFTROWFinancial - Data7.4%SPGICMEICEMCOMSCINDAQCBOEOther20.8%PGRCBBNYMRSHUSBPNCTRVAJGAONALLTFCAFLMET22 more
| # | Ticker | Company | Weight ▼ |
|---|---|---|---|
| 1 | BRK-B | Berkshire Hathaway | 13.16% |
| 2 | JPM | Jpmorgan Chase + | 11.07% |
| 3 | V | Visa Shares | 8.89% |
| 4 | MA | Mastercard A | 6.55% |
| 5 | BAC | Bank OF America | 4.00% |
| 6 | WFC | Wells Fargo + | 3.15% |
| 7 | GS | Goldman Sachs Group | 3.12% |
| 8 | MS | Morgan Stanley | 2.69% |
| 9 | C | Citigroup | 2.45% |
| 10 | AXP | American Express | 2.11% |
Banks - DiversifiedFinancial - Credit ServicesInsurance - DiversifiedFinancial - Capital MarketsAsset ManagementFinancial - DataOther
SPDR XLF · current holdings by weight · as of Nov 6, 2026 · each tile is one holding · top 20 = 72.8%
All XLF Holdings
80 holdings · as of Nov 6, 2026XLF
XLF’s Holdings
Today| # | ||||||
|---|---|---|---|---|---|---|
| 1 | BRK-BBerkshire Hathaway | Financial Services | 13.16% | $1,316.27 | 12.3M | $7.07B |
| 2 | JPMJpmorgan Chase + | Financial Services | 11.07% | $1,107.33 | 17.6M | $5.94B |
| 3 | VVisa Shares | Financial Services | 8.89% | $889.28 | 11.3M | $4.77B |
| 4 | MAMastercard | Financial Services | 6.55% | $654.96 | 5.4M | $3.52B |
| 5 | BACBank OF America | Financial Services | 4.00% | $399.61 | 43.1M | $2.15B |
| 6 | WFCWells Fargo + | Financial Services | 3.15% | $314.80 | 20.0M | $1.69B |
| 7 | GSGoldman Sachs Group | Financial Services | 3.12% | $312.46 | 1.9M | $1.68B |
| 8 | MSMorgan Stanley | Financial Services | 2.69% | $268.92 | 7.9M | $1.44B |
| 9 | CCitigroup | Financial Services | 2.45% | $245.36 | 11.1M | $1.32B |
| 10 | AXPAmerican Express | Financial Services | 2.11% | $211.38 | 3.5M | $1.13B |
| 11 | BLKBlackrock | Financial Services | 2.08% | $208.22 | 955K | $1.12B |
| 12 | SCHWSchwab (charles) | Financial Services | 1.86% | $185.84 | 10.8M | $997.7M |
| 13 | SPGIS+P Global | Financial Services | 1.76% | $176.19 | 2.0M | $945.8M |
| 14 | PGRProgressive | Financial Services | 1.67% | $167.40 | 3.9M | $898.7M |
| 15 | CBChubb | Financial Services | 1.61% | $161.11 | 2.3M | $864.9M |
SPDR XLF · every reported holding · per $10,000 = dollars of each holding in a $10,000 stake · as of Nov 6, 2026
How It Compares
XLF
State Street Financial Select Sector SPDR ETF’s Peers
YTDFinancials peers · YTD and past-year returns · as of Nov 7, 2026 · sorted by AUM
Head to Head
Put XLF head to head with VFH →VFH vs XLF
YTDYear to date
XLF wins+0.5 pts
Past year
XLF wins+0.3 pts
Fee
XLF winslower fee
Yield
VFH wins+0.3 pts
AUM
XLF4.4× more
3–1XLF wins
Vanguard VFH and SPDR XLF · year-to-date · as of Nov 7, 2026 · AUM not scored
XLF vs VOO
YTDXLF · Financial Select Sector SPDR
+5.7%
VOO · S&P 500
+8.7%
Gap
3.1 pts
SPDR XLF and Vanguard VOO · YTD total return · as of Nov 7, 2026
XLF vs Its Peer Average
YTDXLFAvsBPeer average
1D−0.6%−0.6%
1M+5.4%+2.8%
3M−0.8%−4.4%
YTD+5.7%+5.6%
1Y+10.4%+13.0%
3Y+83.9%+85.6%
5Y+54.7%+49.3%
5–2XLF wins
32 Financials peers · each row scaled to its leader
The Details
XLF
Risk
1Y4/5our risk indicator
CalmerBumpier
Volatility · 1Y15.26%
Deepest drop · 1Y−14.8%
Lowest point · 5Y−23.3%
52-week range
$57.16
$47.67−4.8% from the high$60.04
SPDR XLF · past-year price moves · as of Nov 7, 2026
XLF
Fund Facts
Today1998launched Dec 16
Tracks[…]
Exchange · CUSIPAMEX · 81369Y605
StructureETF
Leverage1x
Cost on $10,000$8 a year
Go deeper
SPDR XLF · fund facts · as of Nov 7, 2026
XLF
Payouts by Year
13Y$0.20per share, Sep 2026
Distribution yield1.4%
PaidEvery quarter
Latest ex-date · paidSep 21 · Sep 23, 2026
12 payouts added up$2.23 a share
SPDR XLF · distributions by ex-date · 2014–2026
All Fund FactsDocuments · trading · fees · every payout
Prospectus & Documents
SEC reported portfolio · 2026-06-30 ↗SEC reported portfolio · 2026-03-31 ↗SEC reported portfolio · 2025-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2025-09-30 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2025-06-30 ↗SEC reported portfolio · 2025-03-31 ↗SEC reported portfolio · 2024-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2024-09-30 ↗SEC reported portfolio · 2024-06-30 ↗SEC reported portfolio · 2024-03-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2023-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2023-09-30 ↗SEC reported portfolio · 2023-06-30 ↗SEC reported portfolio · 2023-03-31 ↗summary prospectus · SEC 497K ↗prospectus · SEC 497 ↗SEC reported portfolio · 2022-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2022-09-30 ↗SEC reported portfolio · 2022-06-30 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2022-03-31 ↗SEC reported portfolio · 2021-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2021-09-30 ↗SEC reported portfolio · 2021-06-30 ↗SEC reported portfolio · 2021-03-31 ↗SEC reported portfolio · 2020-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2020-09-30 ↗SEC reported portfolio · 2020-06-30 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2020-03-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2019-12-31 ↗summary prospectus · SEC 497K ↗SEC reported portfolio · 2019-09-30 ↗summary prospectus · SEC 497K ↗summary prospectus · SEC 497K ↗summary prospectus · SEC 497K ↗summary prospectus · SEC 497K ↗summary prospectus · SEC 497K ↗
Trading & Liquidity
Net asset value$59.16
Premium / discount[…]
Median spread · 30D[…]
Volume today34.3M
Average volume · 30D36.7M
Shares outstanding[…]
Options[…]
Fees & Costs
Net expense ratio0.08%
Gross expense ratio[…]
Management fee[…]
Cost on $10,000 a year$8.00
Our risk indicator4/5
Estimated yearly cost excludes trading costs and assumes constant assets.
Distributions
| Ex-date | Paid | Per share |
|---|---|---|
| Sep 21, 2026 | Sep 23, 2026 | $0.20 |
| Jun 22, 2026 | Jun 24, 2026 | $0.19 |
| Mar 23, 2026 | Mar 25, 2026 | $0.25 |
| Dec 22, 2025 | Dec 24, 2025 | $0.19 |
| Sep 22, 2025 | Sep 24, 2025 | $0.18 |
| Jun 23, 2025 | Jun 25, 2025 | $0.17 |
| Mar 24, 2025 | Mar 26, 2025 | $0.18 |
| Dec 23, 2024 | Dec 26, 2024 | $0.21 |
| Sep 23, 2024 | Sep 25, 2024 | $0.17 |
| Jun 24, 2024 | Jun 26, 2024 | $0.16 |
| Mar 18, 2024 | Mar 21, 2024 | $0.15 |
| Dec 18, 2023 | Dec 21, 2023 | $0.18 |
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