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International

Harbor·6 of 44 funds·8% of Harbor’s moneyIn the market’s International bucket: 605 ETFs · $2.28T · +13.4% YTD

Data as of Nov 5, 2026 · a scoreboard, not advice

1Y record: 6–0
Made money: 100%
Assets: $680M
Share of International: 0%

Story of the Week

Week of Nov 2, 2026

The 10 Largest International ETFsTodayHarbor funds in gold0 of 10are Harbor’s

02 / 04

Harbor’s Total International Funds

6 funds · 100% made money new: under a year old

Made money$680M

OSEA+1.4%$373M EFFI+17.6%$151M EFFE+3.5%$129M EMES+21.8%$10.8M EPIN+23.7%$8.3M EPEM+21.4%$7.8M

Harbor international ETFs · past-year returns · as of Nov 5, 2026 · one tile per fund, largest first

Harbor in International

Today

Harbor $680MEveryone else $2.28T

Harbor holds 0% of International AUM

Harbor ETFs · current holdings · as of Nov 5, 2026

Harbor’s International Funds vs AUM

Today

1%of the funds0%of the AUM

International ETFsFundsAUM

Harbor6 · 1%$680M · 0%

Everyone else599 · 99%$2.28T · 100%

International ETFs · current AUM · as of Nov 5, 2026 · 605 funds

Top 6 Harbor International ETFs

Today

$680M of $680M

#FundAUM ▼1YFee

1OSEAInternational Compounders (OSEA)$373M+1.4%$0.55

2EFFIOsmosis International Resource Efficient$151M+17.6%$0.55

3EFFEOsmosis Emerging Markets Resource Efficient$129M+3.5%$0.69

4EMESEmerging Markets Select (EMES)$10.8M+21.8%$0.65

5EPINInternational Equity (EPIN)$8.3M+23.7%$0.80

6EPEMEmerging Markets Equity (EPEM)$7.8M+21.4%$0.84

Harbor international ETFs · current AUM · as of Nov 5, 2026 · fee per $100 a year

Compare International Names

Open versus in desk

OSEA vs VEA

YTD

OSEA

Harbor · $372.7M

+1.1%

VEA

Vanguard · $232B

+14.4%

+1.4%Past year+18.9%

$373MAssets$232B

End-of-day Nov 4, 2026

EPIN vs OSEA

EPIN

Harbor · $8.3M

+23.7%

OSEA

Harbor · $372.7M

+1.4%

+20.6%Year to date+1.1%

0.80%Fee0.55%

End-of-day Nov 4, 2026

EMES vs OSEA

EMES

Harbor · $10.8M

+21.8%

OSEA

Harbor · $372.7M

+1.4%

+11.4%Year to date+1.1%

$10.8MAssets$373M

End-of-day Nov 4, 2026

HGER vs OSEA

HGER

Harbor · $4.9B

+35.9%

OSEA

Harbor · $372.7M

+1.4%

+36.1%Year to date+1.1%

5.2%Yield1.2%

End-of-day Nov 4, 2026

The Year in Harbor International ETFs

Harbor’s International ETF Record

6–0made money · lost
of 6 with a full year

100%all ETFs 78%

Each bar is one fund · 1Y return

Typical +19.5%EPIN +23.7%

0 lost6 made money

Harbor international ETFs · past-year returns · as of Nov 5, 2026

Harbor’s International ETF Fees

Today

$0.58per $100 a year, typical

Funds at each fee · per $100 a year

0.55

0.65

0.69

0.80

0.84

2 funds at $0.55$524M · 77% of the money

Harbor international ETFs · current fees · as of Nov 5, 2026

Harbor’s International ETF Yields

Today

FundYield ▼On $10K1Y

EFFIOsmosis International Resource Efficient3.8%$382/yr+17.6%

EPEMEmerging Markets Equity (EPEM)3.1%$307/yr+21.4%

EFFEOsmosis Emerging Markets Resource Efficient2.8%$282/yr+3.5%

OSEAInternational Compounders (OSEA)1.2%$123/yr+1.4%

EPINInternational Equity (EPIN)0.7%$66/yr+23.7%

EMESEmerging Markets Select (EMES)0.5%$48/yr+21.8%

Harbor international ETFs · trailing yield · as of Nov 5, 2026

Inside International

Largest ETFs in Each Region

YTD

RegionFunds3 biggestMoneyAssetsYTD

Developed66VEA · IEFA · EFA$695B+13.3%

Ex-US broad173VXUS · VEU · SCHF$666B+13.2%

Emerging133IEMG · VWO · EEM$457B+11.0%

Region & country134VGK · EWJ · EWY$262B+18.5%

Global99VT · ACWI · CGGO$196B+12.8%

Bold Harbor fund among the region’s 3 biggestWhole regionYTD asset-weighted

International ETFs · year-to-date returns, asset-weighted · as of Nov 5, 2026

HInternational

Story of the Week

Compare International Names

The Year in Harbor International ETFs

Inside International

International